E.1 Funding Sources

The following link provides information for each state's small systems community contact: http://www.scwie.org/

The following table provides a list of entities that offer funding to water and wastewater utilities in Kansas. Many of these are national organizations that also offer funding in other states.

Organization or Agency	USDA Rural Development	KS Dept. of Health & Environment	KS Dept. of Health & Environment	KS Dept. of Commerce	Bonds or Leases
Program Title	Water & Wastewater Grant & Loan Program (also guaranteed loan program)	KS Public Water Supply Loan Fund	Water Pollution Control Revolving Fund	Community Development Block Grant	General obligation; revenue bonds
Eligible Applicants	Cities, RWDs, population less than 10,000	Cities, RWDs	Publically owned wastewater treatment works	Municipalities, RWDs. Apply through county	Cities, RWDs, others
Type of Funding	Loans, grants and loan guarantees	Loans	Loans	Grants	Similar to a loan
Eligible Projects	Drinking water, sewer, solid waste & storm	Water	Wastewater	Water, wastewater, other	Water, wastewater, other
Approximate Annual Funding	$15 million - direct loans & grants, $2.5 million - guaranteed loans	$35+ million annually	$30 million annually	Approximately $9 million annually	Unlimited
Maximum Funding	100% of project costs	100% of project costs	100% of project costs	$400,000/project, $2000/beneficiary	100% of project costs
Application Cycle	Throughout year	Submit expression of interest by July 1	Throughout year	Submit by Oct. 15, Award Jan. 15	No restriction
Estimated Time to Prepare Application	6 months if engineer and applicant work diligently	Typically, 120 days for the application & review process. Funding approval immediately.	Typically, 120 days for the application & review process. After engineering report approval, immediate funding.	Must appear before Kansas Inter-Agency Coordinating Committee (KIAC). Development & Environmental Review typically require 6 months	45 days minimum, no environmental review required when commercial credit is utilized
Major Application Criteria	For rural areas and communities less than 10,000; program should not compete with commercial credit	Compliance with drinking water regulations; consolidation	Compliance with NPDES & KWPC permits, resolve water quality impairments, regionalization	Meet Low-to-Moderate Income Goal requirement	Debt authority, direct debt ratios, ability to meet debt service, coverage ratios
Contact Information	Gary Smith (785) 271-2728 gary.smith@ks.usda.gov	William Carr (785)296-0735 wcarr@kdheks.gov	Rod Geisler (785) 296-5527 rgeisler@kdheks.gov	Jeanne Stinson (785) 296-2725 jstinson@kansascommerce.com	Financial advisor or other financial institution
Website	http://www.rurdev.usda.gov/Home.html	http://www.kdheks.gov/pws/loan/loanfund.htm	http://www.kdheks.gov/muni/	http://www.kansascommerce.com/index.aspx?NID=126
Comments	For direct loans term is typically 40 years.. For guaranteed loans the interest rate and terms are set by the lender; generally not more than 20 years	Loans are 20 years with no penalty for early payment	Application includes environmental review and planning coordination. Maximum repayment period 20 years. Interest rate is approximately 60% of market rate	Highly competitive application process	Ensure competitive pricing through bidding of financing; bond reserve of 10% typically included in the financing